Defined Pension Plans Samples for Students †MyAssignmenthelp.com

Questions: 1.What are the important factors that should be considered by tertiary sector employees when they are deciding whether to place their superannuation contributions in the Defined Benefit Plan or the Investment Choice Plan? What issues relating to the concept of the time value of money may be important in this decision-making process? 2.If the efficient-market hypothesis is true, the pension fund manager might as well select a portfolio with a pin.Explain why this is not the case? Answers: Introduction These days, every last individual needs to secure his/her life after the retirement for the employment. They contribute a little piece of their pay in some successful speculation arrangements and retirement arranges. Alongside this, the legislatures of every country offers various venture alternatives, so individuals or representatives may pick suitable choices as indicated by their specific needs. They are allowed to put resources into a solitary alternative or various choices. The strategy holders create suitable speculation methodologies to satisfy their necessities and destinations in an efficacious and an appropriate way. Besides, before putting resources into an arrangement, individuals must see every one of the terms and conditions appropriately to get higher profits for their speculations. There are various essential elements identified with these retirement/speculation arranges that individuals must comprehend to get exceptional yields at lower dangers. Moreover, this examin ation paper is profitable to portray the critical components that ought to be measured by the workers of tertiary segment to choose whether to put their commitments in the defined benefit plan or the investment choice plan. The paper would likewise be helpful to talk about the real issues identified with the idea of the time estimation of cash that are critical in the basic leadership handle. The paper would be beneficial to exhibit the idea of efficient-market hypothesis in connection to the choice of portfolio. 1. The legislature of the country urges to the representatives to put their superannuation commitments in the defined benefit plan or the investment choice plan; so they can secure their future after their retirement. The administration of country is master dynamic here; and furthermore trusts that defined benefit plans or the investment choice plans are powerful decisions to the workers. The fundamental goal of the administration is to make money related solid to the general population of country. In any case, there are some essential components that ought to be considered by the general population or workers in the determination of these arrangements (McKeown, Kerry, Olynyk and Beal, 2012). These elements are depicted as beneath: Defined Benefit Plan: Defined benefit plan is a viable retirement arrange for that stipends settled and pre-chosen advantages to workers at the season of retirement. These arrangements are perplexing and expensive to keep up. Be that as it may, the vast majority of the representatives offer significance to such plans because of their settled advantages. There are various components identified with these arrangements that ought to be considered by the representatives before making any sort of speculation. For instance, the main consideration is that the representatives must have adequate information about these arrangements (Feng, Gerrans, and Clark, 2014). Representatives who will partake in such plans have legitimate learning about these arrangements; so they may put their commitments in proper speculation alternatives. Also, representatives must fathom the expense divulgences and costs that are connected with these sorts of venture alternatives and plan administrations. Then again, the other main consideration is that the representatives ought to comprehend that there is need of yearly installments in such plans. They can't store singular amount sums in these ventures. Additionally, they ought to perceive that these defined benefit plans are unsafe. Workers may confront various difficulties by putting resources into such plans (Broadbent, Palumbo and Woodman, 2006). However, the other reality is that, these arrangements are more secure as contrast with other speculation or benefits arranges. These arrangements give settled comes back to the speculators; and this is the in addition to guide connected toward defined benefit plans. Defined benefit plans are conventional arrangements; and both workers and business contribute similarly in such plans. It is a direct result of the businesses' mange such plans to pay a fitting wage stream to the representatives as opposed to a singular amount measure of their profits. Defined benefit plans are more unique a nd furthermore give greater retirement security to the workers (Ntalianis and Wise, 2011). Moreover, before making their superannuation commitments in the defined benefit plan, representatives must comprehend that they need to satisfy every one of the prerequisites that are pronounced under ERISA and IRC act. ERISA sets up models for annuity arrangements to secure the interests of workers in a fitting way. The real prerequisites that are expressed under ERISA and the IRC are plan capability guidelines, financing necessities, announcing and divulgence commitments, installment of premiums, administrative weights, and trustee duties (Brown, Gallery, Gallery and Guest, 2004). In addition, the workers must take mind that they require help of various outsiders like venture supervisors, statisticians, lawyers, advisors, and so on. They ought to satisfy legitimate due tirelessness identified with these arrangements. They should take mind that the arrangements in which they are contributing must be overseen and supported appropriately. They should be skilled to meet the mandatory c ommitments identified with these arrangements. Investment Choice Plans: The greater part of the general population work to secure their future after retirement. There is a need of particular speculation arrangements to make the future sheltered and secure. They put their superannuation commitments in various venture arranges. In this circumstance, investment choice plans are more successful choices to contribute. In such plans tertiary segment workers keep an individual venture account (Gallery, Newton, and Palm, 2011). In this record, the workers present the sorts of advantages or portfolios in which they need to contribute their superannuation commitments. There are various components that ought to be considered by workers when they need to put their superannuation commitments in the investment choice plan. These components are depicted as underneath: Showcase Trends: The central point identified with the past market patterns ought to be considered by the workers before putting their superannuation commitments in such speculation arranges. With the assistance of these patterns, they would have the capacity to realize that how different resource classes have performed before (Foster, 1998). Alongside this, these patterns would likewise be valuable to perceive the slip-ups that the financial specialists have done before arranging their funds. Along these lines, advertise patterns would have the capacity to know the past and current market patterns identified with the speculation arrangements or venture strategies appropriately. Speculation Need: This is a standout amongst the most imperative elements that ought to be considered by workers before putting their superannuation commitments in such venture arranges. They ought to comprehend that how much returns they need at the season of development. With the assistance of this, they would have the capacity to discover that how much sum they need to contribute to get their coveted returns at the season of development. Expected Returns: This is a vital variable that is valuable to choose that where they ought to put their superannuation commitments into assets or portfolios. With the assistance of this, they can pick an alternative in like manner to their necessities and desires (Speelman, Clark-Murphy and Gerrans, 2007). Risk Lenience: the reality of the matter is that such venture arrangements are exceptionally unsafe. The bent to acknowledge hazard is not quite the same as one individual to someone else. The capacity to hazard resilience relies on upon various variables including money related obligations, identity, and condition of individuals (Lewis and Messy, 2012). Thusly, the workers ought to comprehend their capacity to go out on a limb before setting their superannuation commitments in the investment choice plan. It is a result of ability to go for broke is a focal calculates the venture basic leadership handle. Time Horizon: This is another central point that ought to be considered by tertiary area representatives in the speculation basic leadership. They ought to realize that to what extent they need to keep their superannuation commitments contributed. In addition, the long time-skyline gives higher returns at lower dangers. It is a direct result of the hazard components gather with time (Bodie, Marcus, and Merton, 1988). Investible Surplus: The workers ought to choose that how much cash they need to put resources into the speculation arranges. Also, the investible surplus assumes a noteworthy part to choose legitimate resource from different resource classes (Tapia and Yermo, 2007). With the assistance of investible excess, they would have the capacity to limit their venture sums and dangers too. These all are the critical elements that ought to be considered by representatives to choose whether to put their superannuation commitments in the defined benefit plan or the investment choice plan. Concept of Time Value of Money (TVM): The idea of TVM is essential is the speculation basic leadership handled. The workers must consider TVM idea to choose that the defined benefit plan or the speculation decision plan would be proper to put their superannuation commitments. Alongside this, the idea of TVM is exceptionally useful to decide the present esteem, future esteem, annuity installment, financing cost, and number of times of a speculation. The significant issue that is identified with the idea of TVM is that it is extremely mind boggling. Speculators confront loads of challenges to figure estimations of their venture. In any case, the significant certainty that is identified with this idea is that it offers exact counts; and with the assistance of this workers may verify that how much cash they have to contribute to get their coveted returns later (Gutmann, 2013). With the assistance of this, tertiary division workers would have the capacity to realize that cash that they ha ve at this moment is worth more than a similar sum later on account of its potential winning limit. In perspective of that, the idea of the TVM might be imperative in such speculation basic leadership forms. 2. The EMH (efficient-market hypothesis) is a viable hypothesis that is useful in the venture basic leadership prepare. With the assistance of efficient-market hypothesis, financial specialists can settle on venture choices to get significant yields. As indicated by EMH hypothesis of speculation, speculators can get all the data identified with the money related parts of the business associations. It is a result of security costs of business firms depicts all the money related data of the organizations before financial specialists (Lee, Lee and Lee, 2009). The EMH attests that financial specialists are purchasing appropriate stocks. The costs of their stocks are reasonable. The principle explanation for it is that by considering the EMH hypothesis, business firms exchange their stocks just at reasonable costs. Efficient-market hypothesis is profitable to anticipate future patterns in the commercial center. Alongside this, the benefits support director accentuation on EMH hypothesis to choose a portfolio to give exceptional yields to the financial specialists. The manger cannot pick a portfolio with a pin just when the proficient market theory is valid. There are various causes behind this. Above all else, the efficient-market hypothesis never says to pick a portfolio with a stick. It is a result of if the director will choose a portfolio with a stick then there is not surety that financial specialists will get exceptional yields on every one of these portfolios. The chief must consider the way that all the accessible portfolios or stocks are not all around enhanced (Graham and Dodd, 2008). In this circumstance, a portfolio with a stick might be unsafe to the financial specialists. The pension fund manager ought to concentrate only on one portfolio that may give significant yields to the financial specialists at exceptionally bring down level of hazard. Then again, the supervisor ought to consider advertise patterns and arrangements to settle on such sorts of choices. As indicated by the market patterns and strategies, the speculators ought to just choose a very much expanded portfolio as opposed to portfolio with a stick. A very much enhanced dependably works in the great deed of financial specialists; and gives higher comes back to the speculators. Alongside this, the benefits support chief ought to pick a less dangerous portfolio rather than more hazardous portfolio with a stick. Besides, the director must guarantee that they chose portfolio will give impose refunds to financial specialists. Thus, these market approaches and patterns ought to be taken after before choosing a portfolio to a financial specialist. A portfolio with a stick would not have the capacity to satisfy the desires and offer significant yields to speculators (Brealey, Myers, Allen and Mohanty, 2012). In perspective of that, the reserve administrator ought not to pick a portfolio with a stick regardless of the possibility that the efficient-market hypothesis is valid. Recommendations/Conclusion On the premise of the above investigation, one might say that, speculation arranges assume a noteworthy part to secure the fate of individuals. In any case, there are various elements that must be consider before putting cash in the characterized befit plan or investment choice plan. Alongside this, it is analyzed that, the powerful market speculation is a useful venture hypothesis. Individuals must consider every one of the truths of this hypothesis to settle on choices identified with the speculations. So, it is recommended that, the employees should invest their funds in the plans that are proficient to provide high returns at lower costs. These plans should be safe and risk free. References Bodie, Z., Marcus, A.J. and Merton, R.C. (1988). Defined benefit versus defined contribution pension plans: What are the real trade-offs? In Pensions in the US Economy (pp. 139-162). University of Chicago Press. Brealey, R.A., Myers, S.C., Allen, F. and Mohanty, P. (2012). Principles of Corporate Finance. NY: Tata McGraw-Hill Companies Inc. Broadbent, J., Palumbo, M. and Woodman, E. (2006). The shift from defined benefit to defined contribution pension plansimplications for asset allocation and risk management. Reserve Bank of Australia, Board of Governors of the Federal Reserve System and Bank of Canada, pp.1-54. Brown, K., Gallery, G., Gallery, N. and Guest, R. (2004). Employees choice of superannuation plan: effects of risk transfer costs. Journal of Industrial Relations, 46(1), pp.1-20. Feng, J., Gerrans, P. and Clark, G. (2014). Understanding superannuation contribution decisions: Theory and evidence. Available At: https://www.superresearchcluster.com/media/documents/outcomes-to-date/cp3wp1-understanding-superannuation-contribution-decisions-theory-and-evidence-1.pdf [Accessed On: 10th May 2017] Foster, A.C. (1998). Factors affecting employer-provided retirement benefits. Compensation and Working Conditions, 3(4), pp.10-17. Gallery, N., Newton, C. and Palm, C. (2011). Framework for assessing financial literacy and superannuation investment choice decisions. Australasian Accounting Business Finance Journal, 5(2), p.3. Graham, B. and Dodd, D.L.F. (2008). Security Analysis (6th ed.). USA: Tata McGraw-Hill Companies Inc. Gutmann, A. (2013). How to Be an Investment Banker: Recruiting, Interviewing, and Landing the Job. UK: John Wiley Sons. Lee, A.C., Lee, J.C. and Lee, C.F. (2009). Financial Analysis, Planning Forecasting: Theory and Application. USA: World Scientific. Lewis, S. and Messy, F.A. (2012). Financial education, savings and investments: An overview. OECD Working Papers on Finance, Insurance and Private Pensions, (22), p.1. McKeown, W., Kerry, M., Olynyk, M. and Beal, D. (2012). Financial Planning, Google eBook. USA: John Wiley Sons. Ntalianis, M. and Wise, V. (2011). The role of financial education in retirement planning. Australasian Accounting Business Finance Journal, 5(2), p.23. Speelman, C.P., Clark-Murphy, M. and Gerrans, P. (2007). Decision making clusters in retirement savings: Preliminary findings. Australian Journal of Labour Economics, 10(2), p.115. Tapia, W. and Yermo, J. (2007). Implications of behavioural economics for mandatory individual account pension systems. OECD Working Papers on Insurance and Private Pensions No. 11. OECD Publishing.

The function and role of the witches in Macbeth Essay Example

The function and role of the witches in Macbeth Paper In the play of Macbeth the witches are regarded as immoral and unnatural in their behaviour. They play a huge part in Macbeths planning of becoming king. At the beginning of the play they are planning to meet Macbeth, When shall we three meet again, In thunder lightning, or in rain. Disturbances in nature are represented by line of thunder and lightning, it is supposed to give the effect of evil this idea of evil continues throughout the play. Banquo believes that the witches are people who are not inhabitants of the world and although they are women it is hard to tell because of their manly beards. The witches prophecise that Macbeth will become the King of Scotland and know that he is the Thane of Cawdor before he does. At first Macbeth dismisses the idea of being king but then rethinks it. On behalf of both himself and Macbeth Banquo says, Or have we eaten on the insane root, That tskes the reason prisoner? . Insane root was though to cause madness and Banquos very first reaction is that they have both gone mad. Macbeth also describes them as having the power to melt from a solid state when they vanish from his sight; he is obviously amazed by this. We will write a custom essay sample on The function and role of the witches in Macbeth specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on The function and role of the witches in Macbeth specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on The function and role of the witches in Macbeth specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Afterwards Macbeth receives a message from Ross and Angus telling him he is to become the Thane of Cawdor. Macbeth together with Banquo realise that two out of three prophecies the witches make are true, but Macbeth decides it is a coincidence. However, when Macbeth is aside he rethinks about the prophecies made by the witches and wanders if what they said is for good or bad because he thinks that if they have told him good prophecies then they cannot be evil: this is because it was commonly thought that truth cannot be told by the evil. However, he cannot understand why there is a bad feeling in his heart about it and so he is very confused by this. He tries to decline this idea and decides that he will soon become king, we see this when he says, If chance will have me king, why, chance may crown me, Without my stir. This shows that he decides to leave it just to chance. Macbeth builds up an argument in his head to help him decide what to do using imagery, as he has strong opinions of right and wrong. He uses the imagery of light and dark for good and evil. This means that he asks for light not to see his dark and deep desires. He wants murder, what the eye fears to happen but does not want the stars, God, to see what he is planning to do. This shows that Macbeth is willing to commit any evil in order to become king, what he wants so badly. At this point the witches have been a catalyst for the evil in Macbeth because this is partly due to the prophecies as they did not say anything about killing the king but only make Macbeth stir up the thoughts in his head. When the witches talk, they talk as if they have one mind. Often they talk in riddles, shown in the quotation, Lesser than Macbeth, and greater. Not so happy, yet much happier. It gives an indication of their uniqueness because the two parts of each of the sentences contradict one another, which is unusual. When one or all of the witches have a speech of more than three lines they speak with couplets sometimes every alternate line, Fair is foul, and foul is fair: Hover through the fog and filthy air. This quotation is located in the first scene of the play. It has no initial definite meaning as it can be interpreted in a number of ways. This witches chorus can be said to be a prophecy where ideas and especially characters are not what they appear to be and describes how things on the play will change. It also signifies the witches reversal of values and their view of good and evil. The witches give no direct indication of whether their intent is good or bad. But it is clear that their intentions are there to disrupt the balance of good and evil. There is no motive to their behaviour except in the case of revenge concerning the sailor and his wife. The only possible motive is that causing trouble is what they are meant to do because they are witches. The evil which they manage to unearth from Macbeth spreads resulting in murder, betrayal and above all the loss of humanity of two people who were once loyal to king and queen. The witches have many functional roles in the pattern of the play. They manage to convert the soul of a good but potentially flawed man and it demonstrates their power. They do this not with force but with the playing of the mind by offering it something, which is highly beneficial yet attainable, the kingship. The witches may also be moral devices who are a test for the main character of the play to see how loyal he is. Because Macbeth does not realise their intent he is not blinded by the fact that they are wicked so the decision of killing Duncan is entirely his own choice. The witches act only as catalysts to the evil already present in him which had not yet emerged and which might not have if it wasnt for their interference. Maybe Shakespeares purpose for the witches was to represent that no matter how good someone seems to be there will also be a little evil in each one of us. No matter how much influence the witches had on Macbeths notions of becoming king it was enough to cause anarchy in Scotland and the deaths of innocent people. When Banquos ghost returns to haunt Macbeth at the banquet, we are able to see the effect the prophecies have had on him. He has a fit of madness and is outraged because he wonders why Banquos ghost has appeared to haunt him. He tells himself that before, when a person had been killed, they would die and that would be the end of it but now it is no longer the case, The times had been, That when the brains were out, the man would die, And there an end; In Macbeths fit, he nearly manages to reveal the truth about Banquos death but Lady Macbeth strains to hold the situation together and stops him from saying anything even though she doesnt know about Banquo. She questions his manhood, which is a similar argument to the one, which she used to persuade him to kill Duncan, Are you a man? but this time it does not succeed. Macbeth becomes so insecure that he has a spy in Macduffs house because he believes that he is an enemy. Macbeth decides with no pressure from Lady Macbeth to visit the witches. He wants to know what is going to happen in the future, as he is uncertain. He realizes that they are the worst means to discover what the future holds in store for him yet he is determined. He is almost endeavouring to commit evil. His visit to the witches demonstrates his obsession in that he believes he has enemies everywhere and has evidently placed himself under more suspicion at the banquet. He has reached a point where he is willing to do anything to satisfy himself. The deaths of Duncan and Banquo have left him in a highly dangerous, unstable physical and mental state. Nevertheless, Macbeth in his own mind believes he has everything under control. The scene in which Macbeth goes to the witches of his own accord is an important one because it sets the mood for his approach to the rest of the play. It opens with the witches cooking animal body parts in a couldron. This type of behavior is stereotypical of witches and represents how abnormal they are, Eye of newt, and toe of frog, Wool of bat, and tongue of dog, Adders fork, and blind-worms sting, When Macbeth approaches, they indicate his approach, By the pricking of my thumbs, Something wicked this way comes. Unlike on the moor after the battle, Macbeth finds the witches instead of them coming to him. We are able to see how obsessed he his to know his future when he lists destructive events that he wants to happen and that he does not care about them if they do because he just wants to know what will happen to him, Even till destruction sicken- answer me, To what I ask you. The witches agree to answer all his questions and call upon apparitions. The first apparition is an armed head. It says, beware Macduff; Beware the Thane of Fife, and confirms what Macbeth thinks because he already fears him. The second apparition is a bloody child. The image represents the Caesarian birth of Macduff because Caesarian is not considered to be, woman born. He is told that he cannot be hurt by anyone born from a woman so he believes he is secure. With this in mind he decides to make sure Macduff does not irritate him any more by planning to kill him and his family. The third apparition is a crowned child, with a tree in his hand. The child crowned is the child of Duncan, Malcolm explains things that are yet to come but Macbeth does not realise this. The apparition tells Macbeth that he will only die if Great Birnam Wood moves to Dunsinane Hill. The tree in the babys hand symbolises this. Macbeth is clearly pleased with the prophecies as they bode well for him. Still wanting to discover more he asks about Banquo and his descendants. The witches refuse to say anymore but he persists and says, I will be satisfied: deny me this, And an eternal curse fall on you! They finally agree to show him even though it may grieve him. A show of eight kings, the last with a glass in his hand with Banquo following appear. The kings resemble Banquo in spirit and appearance. The images of the kings being Banquos descendants are confirmed when he smiles and points to them. Macbeth is amazed by the sudden turn of events and questions the witches about its reliability. They say that the apparitions tell the truth and then they begin to dance in an attempt to cheer him up. They realise the trouble which they have caused by the display of the apparitions. By resisting Macbeths wishes for the telling of the future up to a certain point, Macbeth becomes even more desperate and compulsive. When they dance at the end it can be said that it is not for Macbeths sake but for their own as they are happy with the vast mischief that they have caused. Because of their attempt to tip the balance between good and evil through the medium Macbeth, he seals his fate when he kills Macduffs wife and son. By killing his family, Macduff looks for revenge of Macbeth. This scene demonstrates how low Macbeth has sunk to by ordering the death of an innocent child and mother. The witches role in the previous scene has ultimately forced him into committing this wicked crime. Macbeths behaviour aroused suspicion especially in Macduff causing him to go to Malcolm for help in the form of troops. Malcolm initially is suspicious of Macduff as he could be a spy but learns to trust him when he sees how troubled Macduff is when he pretends that he will be a greater dictator than Macbeth as he has more vices. When Macduff discovers his family and servants had been slain he swears an oath to take full revenge and he is now motivated to killing Macbeth. In Act 1 Scene 5 Lady Macbeth calls on the powers of darkness in order to, unsex her but now she continually has light by her side as she is frightened by her guilty conscience. By killing Duncan, she is now morally sane not morally bad. Earlier, she would sacrifice anything for the kingship but now she realises whilst sleeping that the murder was not worth all the effort. The fact that it is happening in her sleep is an important theme throughout the play. This is because sleep was taken from the sailor and Macbeth had murdered sleep because he had upset the balance of nature. When Lady Macbeth says, Yet who would have thought the old man to have Had so much blood in him. Macbeth said when he killed Duncan that all the blood will not even be washed by the sea yet Lady Macbeth said that only a little water was needed but now she says that all the perfumes of Arabia will not rid the smell from her hands, All the perfumes of Arabia will not sweeten this little hand. We see that she is morally sane but is mentally insane. Macbeth does not realise what the witches have done to him. Although there is an English army of ten thousand soldiers approaching he comfor ts himself by thinking of the prophecies. He knows he can never be defeated until the forest moves and he believes that he is secure. He tells himself that he is not frightened but when his servant enters the room he shouts and curses him suggesting insecurity. He perceives the fact that he is decaying in his mind and his heart, where he says, I have livd long enough: my way of life Is falln into the sere, the yellow leaf; At this point he is in despair unlike before where he was defiant. He calls upon Seyton his servant which is a clear hint for Satan. He asks the doctor how is wife is but is actually referring to himself as he is sick himself. When Macbeth hears of his wifes death he cannot react. He feels life has no meaning and that it carries on. He says that it signifies nothing and if he lives it will be a long time until he dies. Macbeth is now feeling sorry for himself. He hears from a messenger that Birnam Wood is moving. He tells the messenger if he is lying he will be hung from a tree but if he is telling the truth then he can do the same to him. Macbeth gives a last attempt at bravery by saying that he will die fighting. Even until the end Macbeth is selfish in his ways, as he does not want to pay for his crimes. Although Macbeth knows he is nearing the end he still demonstrates that he is courageous and a fighting force by killing Young Siwar. He is testing the witches prophecy about not being killed by a man born of woman. Macduff enters entirely motivated by revenge. He will only use his sword against Macbeth. Macbeth does not want to kill Macduff as he has already killed part of his family. When he learns that Macduff was born differently through Caesarian not directly out of the womb he no longer desires to fight but due to his pride he is going to die trying. When Macduff exits with Macbeths head he says that everything is back in order. Malcolm knows that nothing will be the same since Macbeth. The witches although bad in nature help the greater good to succeed. Much of the play deals with the struggle between light and darkness. Macbeth begins as a good character but because of their involvement he begins to symbolize darkness. The light in the first two acts is King Duncan, but when he died the struggle went in favour of darkness. Macbeth seems to have control throughout most of the play until his conscience came back to haunt him. Macduff is the hero of the play but not a character who stands out as a hero. He symbolises the light, which will defeat darkness that is Macbeth.

Learn How to Write a Good Essay

Learn How to Write a Good EssayIf you are planning to get an education in business, then you will certainly need a study plan sample essay. Writing a successful essay is an art and there are many things that you have to consider. Here are some tips and ideas to get you started with a really good and well-written research paper.First, you need to set up your target audience. There are a lot of people out there who are very knowledgeable about business. You need to figure out who they are and their specific needs. Then you need to choose what type of research paper you want to write. For example, if you need to write an essay about 'Why I Love Business,' you will definitely need to write this type of research paper.Next, you need to know what your topic is going to be. You can write a research paper about why you love business. Or, you can write an essay on the benefits of a career in business.Finally, you need to focus on the specific information and the parts of the research paper th at will interest the reader. When you know what the purpose of the essay is, it will be easier for you to write and also you will know how to use the proper essay formatting.If you are looking for ways to get an education in business, then you have to go to the top universities in the country and try to get accepted. The most popular business schools in the United States offer programs to students who want to specialize in business. And you might get an interview in one of these schools.Then, you have to plan your budget. This is the first part that you will have to consider. In other words, you have to know what the money that you have available for this purpose. It could be in your salary or it could be in your scholarship.In the end, you have to know how much time and energy you have to spend writing the essay. Keep in mind that you have to make sure that you are able to finish the project on time and also in a timely manner.

Mr1 essays

Mr1 essays For Crane, he uses Maggie: A Girl of the Streets to tell a story of a girl, born into a life of misery, who has no way of escaping it. Thus, the story strikes an emotional chord in the readers hearts and the audience empathizes with Maggies conditions. Crane believes in the concept of "lifting the veil" and envisions a society that can look past physical differences. He wants the reader to understand the trails that Maggie endured and that the forces that hindered her were not her fault. She is born a "victim" of society. The dialect that Crane uses explicitly distances the audience from Maggie. Crane purposely wants his audience to understand her hardships and not to judge her actions. The dialect found inside the story separates the reader from the characters, yet still allows us to acknowledge Maggie and "makes room in Heaven for all sorts of souls (notably an occasional street girl) who are confidently expected to be there by many excellent people." Thus, by "lifting the veil," C rane allows his readers to see Maggies struggles, however, also allowing us to understand when Maggie commits suicide. The opposing forces around her are too large for her to overcome. Stephen's father, Jonathan Crane, was a Methodist minister who died in 1880, leaving Stephen, the youngest of 14 children, to be reared by his devout, strong-minded mother. After attending preparatory school at the Claverack College (1888-90), Crane spent less than two years at college and then went to New York City to live in a medical students' boardinghouse while freelancing his way to a literary career. While alternating bohemian student life and explorations of the Bowery slums with visits to genteel relatives in the country near Port Jervis, N.Y., Crane wrote his first book, Maggie: A Girl of the Streets (1893), a sympathetic study of an innocent and abused slum girl's descent into prostitution and her eventual suicide. ...

10 Types of Transitions

10 Types of Transitions 10 Types of Transitions 10 Types of Transitions By Mark Nichol Writing is simply a matter of expressing ideas, but as we all know, it’s not so simple after all. One challenge is to coherently connect those ideas. This post lists ten categories of words and phrases one can employ to signal a transition, with several examples for each type. These words and phrases can be used within a sentence as well as at the beginning. Note, too, that many can apply to more than one category. (These groupings are arbitrary, created for the sake of presentation; transitional terms can be organized in various ways.) 1. Addition â€Å"Also, I have to stop at the store on the way home.† â€Å"Besides, it would give me great satisfaction to help you.† â€Å"First, I’d like to thank you for inviting me to speak tonight.† 2. Comparison â€Å"In the same way, the author foreshadows a conflict between two minor characters.† â€Å"Likewise, the sequel was very successful.† â€Å"Similarly, we observed no differences in response rate.† 3. Concession â€Å"Granted, you did not ask ahead of time.† â€Å"Naturally, the final decision is up to her.† â€Å"Of course, he will want to examine the documents himself.† 4. Contrast â€Å"At the same time, what she said has some truth to it.† â€Å"However, I don’t see what that has to do with anything.† â€Å"Otherwise, how can they expect us to comply?† 5. Consequence â€Å"Accordingly, I have consulted with him for a second opinion.† â€Å"As a result, I’m not sure what to do.† â€Å"For this reason, we have decided to halt the project.† 6. Emphasis â€Å"Above all, we must exercise discretion.† â€Å"Certainly, he’ll find out for himself in time.† â€Å"In fact, they’re on their way right now.† 7. Example â€Å"For example, he could have asked for advice first.† â€Å"In particular, I draw your attention to the stain on the carpet.† â€Å"Namely, consider the consequences of your decision.† 8. Sequence â€Å"Earlier, you had mentioned a report.† â€Å"Eventually, we’ll see some improvement.† â€Å"Meanwhile, I’ve been waiting for you.† 9. Space â€Å"Below, you’ll find instructions for assembling the shelf.† â€Å"In the distance, he could see the approaching figure.† Off to one side, a package wrapped in plain paper caught her attention. 10. Summary â€Å"In conclusion, I see no reason to delay any longer.† â€Å"In other words, they’re incompetent.† â€Å"Therefore, your decision leaves me no choice.† Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Style category, check our popular posts, or choose a related post below:100 Mostly Small But Expressive InterjectionsThe Letter "Z" Will Be Removed from the English AlphabetQuiet or Quite?

What parts of Catholicism did Martin Luther keep after the Reformation Essay

What parts of Catholicism did Martin Luther keep after the Reformation - Essay Example The Catholics and those who protested mutually demanded reforms; however, the manner that they struggled for the reforms differed in a great manner. The reformation commenced at the end of October in the year 1517, when Martin Luther who was a German monk inadvertently ignited an uprising (McGrath 11). With the aid of the Ignatius, Metto and associates of the Trent Council, the Catholic Church established a rather flourishing response. Nevertheless, the splitting up of the entire Catholic Church would be the definitive hardship that the original Catholics had to tolerate because of this development of novel ideas. The scuffle to dominate populace’s values and belief’s would generate a civilization of religious pluralism, as it is currently recognized (Ferguson 57). The protestant way was centered at diminishing the Catholic religion economically, opinionated and publicly, while pressure from those protesting made the Catholics into frequent fights to boost their own acc usations and develop their corrupt nature. Faith and trust are the means of grace and god himself is the Supreme Being who awards this to human beings. The Lutheran Church and the Catholic Church have similarities that are the basis of both religions. The conventional Catholic Church was selling lenience for the aim of getting money, corrupt funds that were employed to perform endeavors that interested them (Baker, Robert and John 199). For instance, they sold Jubilee lenience just next to the Witten burg Castle with the aim of generating money for Saint Peter’s situated in Rome. Martin Luther became perplexed and angry at the Church’s activity of selling the indulgences. Thus, he retorted to his individual loathing of this observation by posting a directory of complaints opposing the Catholic Church. The list of complaints was termed as The Ninety-Five Theses (Luther and Stephen 47). Therefore, he began a religious upheaval that was later recognized as the

A Change Management Issue Essay Example | Topics and Well Written Essays - 2500 words

A Change Management Issue - Essay Example Unfortunately, not always is diversity easy to implement, nor is it always effective, productive, and relevant. With some organizations having spent years in the market, diversity is something new and even unusual. Such organizations spent years to develop and establish their business traditions – the traditions they believe have led them to their current position and the ones they are not always willing to alter. However, the conditions of doing business change continuously, and the postmodern business reality imposes new diversity demands on organizations and businessmen. For many of them, to become more diverse means to produce a profound shift in organizational mentality, consciousness, and culture. Yet, once implemented, diversity has a potential to move the organization further to its performance and organizational highs. As long as I can remember myself working for that organization, our staff had been mostly comprised of white males working for the financial department and dealing with the most controversial issues in the field of organizational finance. I must say that the organization had spent years in the market and had been able to achieve considerable success and organizational stability. Its name was well recognized by customers and competitors, whereas its financial staff was believed to be at the core of the organization’s continuous success.... All three displayed remarkable performance results but they seemed to experience serious difficulties in their striving to adjust to the new conditions of work. Hostility was equally obvious and veiled: the existing staff members could not accept the idea of a new, diverse workplace and did not realize the potential benefits diversity could give them and their organization, in general. About the organization: In detail My current position is that of Finance Manager in a Veterinary College. The main teaching campus is located in Hertfordshire, and there is also a campus in central London. The college runs three teaching hospitals, with one of them being a drop in a veterinary hospital in London and the other one working as a state of art equine centre in Hertfordshire. My professional obligations require that I constantly interact and cooperate with the rest of the staff, teachers and students, as well as animal owners and veterinary practitioners. The range of issues, with which we c onstantly deal, includes cash flow and pricing, buildings insurance and animal insurance, complaints and staff accounts. The recent financial crisis became a serious test to the stability and financial operations in the Veterinary College. The college aims at providing superior educational and medical services to students and animal owners. Cultural issues and diversity have been among the most serious organizational problems so far. This is one of the reasons why diversity had to become one of the primary objects of change in the Veterinary College. The feasibility and scope of change According to Open University (2010), change may seem desirable but is not always beneficial. Whether new cultures and attitudes toward